I prefer money I can see and feel

Apple and Google Pay work without needing a connection, fortunately. What happens here quite often is that payment terminals fail so sometimes you're in a restaurant or bar and cannot pay your bill.

One of the major phone services went down a few months ago. for an entire day, people using optus couldn't use cashless payments

Obviously payment methods shouldn't be discriminated against and there are a lot of good arguments pro cash, but I'm really happy without it.

I've been living a completely cashless life since Google Pay was released. Wouldn't go back. Germany isn't fully there yet, especially restaurants and bars, but we're getting there.

Can't even remember when I carried actual cash on me.

The Swedish krona is also a very weak currency so we could definitely go for the euro.